Does your home have the right covered? With the ever-changing values of property and accumulations of personal assets you may not be adequately insured.
When was the last time you completed a Replacement Cost estimator on your property? Do the values on your present policy represent the reconstruction value of your home? Only a Replacement Cost Estimation Service will answer that question adequately.
At Lookout Mountain Insurance Group, LLC we can provide that service in conjunction with our policy review and market search quoting process.
Other considerations;
- Do you rent a home, we can cover your assets?
- Do you have fine arts, jewelry or collectables scheduled separately on your policy? All policies have limitations unless scheduled, don’t be caught short.
- Do you have an in-home business? Has it been adequately defined and either added to your homeowner’s policy or properly set up under its own policy?
- Are the liability limits of your policy high enough to protect your assets in the event of large liability loss? If not, a personal Umbrella policy may be the solution for you.
- Homes in excess of $750,000 may require broader coverages, let us compare the markets.
- Own rental homes? We have the markets.
- Short Term Rental and Vacation Homes
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