Are you properly covered? With the ever changing values of property and accumulations of personal assets you may not be adequately insured. When was the last time your current agent completed a Replacement Cost estimator on your property. Do the values on your present policy represent the market value of your home or does it reflect the reconstruction value of your home?. Only a Replacement Cost Estimation Service will answer that question adequately. At Lookout Mountain Insurance Group, we can provide that service in conjunction with our quoting process.

 Do you have an in-home business? Has it been adequately defined and either added to your homeowners policy or properly set up under its own policy.

Are the liability limits of your policy high enough to protect your assets in the event of large liability loss? If not, an Umbrella policy may be the solution for you. Premiums are not expensive for the higher limits of coverage that they afford.

Let us review your current coverage and exposures to see if you are adequately covered. Keeping quality and service is paramount in our carrier offerings, we have access to many quality insurance companies in this area. Quotes are returned in 48 hours or less. We have several carriers that offer Prestige type coverages for high value homes for the discriminating homeowner.